Insert Credit Lyrics

You gotta pay to play just to check your own digits

They hold your file but they charge you to visit.

Make that lender a dollar they'll flip it and spin it

FICO's the key but you ain't got the privilege.

They track my moves they stack my debt

Then sell it right back like "Come place a bet."

Equifax leak now the hackers invest

But I need a fee just to see my own text?

Ayy tell me how that's iron like a locked-up vault

They hold my past but I pay for the fault.

Goofy how they grade you then charge for the test

Pay to unlock what you already possess.

Credit repair? That's a toll on the bridge

Pay for a boost just to cross where you live.

Algorithm shady ain't nobody knows

They switching the weight while they blocking the roads.

You gotta pay to play just to check your own digits

They hold your file but they charge you to visit.

Make that lender a dollar they'll flip it and spin it

FICO's the key but you ain't got the privilege.

Paywalls on paywalls the cycle's insane

They profit off struggle then tell you "Don't blame."

Experian Boost? Man that's just a joke

They choose what counts keep you under the yoke.

They drop new models like it's some kind of game

Switch up the rules but the players don't change.

Rich keep climbing the broke stay stressed

High-limit cards get you out of the mess.

Lawsuits fly but the fines don't bite

Millions in fees just a drop in the fight.

They build the fences then sell you the key

Monopoly money but the jail ain't free.

You gotta pay to play just to check your own digits

They hold your file but they charge you to visit.

Make that lender a dollar they'll flip it and spin it

FICO's the key but you ain't got the privilege.

Funny how they score you then sell you the fix

The more that you pay the cleaner the mix.

But don't ask too much keep your questions compressed

Or they'll just update the rules—man you know the rest.